Bridgewater Benefits & Insurance Solutions · Oakland, CA
Serving the San Francisco Bay Area & California
707-301-9413
CA License #6011420
Medical
Group health insurance, compared across every major California carrier.
We shop and compare HMO, PPO and HSA-qualified plans from Kaiser, Anthem Blue Cross, Blue Shield, UnitedHealthcare, Aetna and Cigna, plus Covered California for Small Business and CalChoice. We help you set an employer contribution strategy that fits your budget, benchmark your plan at every renewal, and support your employees with claims and billing year-round.
Dental
Dental plans your employees will actually use.
We compare PPO and DHMO dental plans, both employer-paid and voluntary, so you can offer strong preventive and major-services coverage at a cost that works for your team.
Vision
Affordable vision coverage, often bundled with dental.
Eye exams, frames, lenses and contacts through major vision networks. We’ll show you whether a bundled dental and vision package saves you money.
Life & Disability
Income protection for your employees and their families.
Basic and voluntary group life insurance, plus short-term and long-term disability plans designed to work alongside California State Disability Insurance (SDI).
ICHRA
A flexible alternative to a traditional group plan.
With an Individual Coverage HRA, you give employees a set monthly allowance, tax-free, to buy their own individual health plan. Allowances can vary by employee class. ICHRA is a strong fit for small teams, employers with staff in multiple states, and companies that want predictable costs. We handle the design, setup and employee enrollment.
Compliance & Administration
The behind-the-scenes work, handled.
ACA compliance and reporting, Section 125 premium-only plans, HSA and FSA setup, COBRA administration, and open enrollment support. Through our partners, we also connect clients with 401(k), payroll and commuter benefits providers.